Southern California Chapter

Ms. Lee has worked in the banking and financial services industry since 1989. She has focused on compliance and risk since 2002, specializing in BSA/AML. She has been a member of ACAMS since 2005 and the Southern California Chapter since 2010, servicing on the Board since 2011.

She is currently the Compliance and BSA Officer for the Los Angeles Branch of Woori Bank, one of South Korea’s largest banks. Her knowledge and experience was gained during her tenures as BSA/AML Officer at various banks, including California United Bank, OneWest Bank, and IndyMac Bank. She has also consulted for various financial institutions, including banks, MSBs, and casinos, as they worked to strengthen their BSA/AML programs.

Email: [email protected]

Bryan Tinoco is Senior Vice President, Bank Secrecy Act (BSA) Officer at First Foundation Bank in Irvine, CA. He has over 17 years specializing in BSA Anti-Money Laundering (AML) and Sanctions compliance including over 26 years of experience in the operational areas of retail, commercial banking, and in the credit union industry. Today, his focus has been on BSA/AML, Sanctions compliance and other financial crimes. 

Bryan’s background includes working for various mid-size financial institutions where he served as a Senior Vice President BSA Officer, Sanctions Administrator, Compliance Officer, and Risk Management. Throughout his career, he has managed teams of investigators and analysts plus oversee responsibilities of BSA/AML, Sanctions, and Fraud programs. He also advised on changes in regulations to analyze the changes as it effects banking operations. Bryan has successfully built the Compliance infrastructure and Financial Intelligence Unit (FIU) for a financial institution with 3.9 billion in assets. His additional experience includes the implementation of risk assessments, policies, procedures, several AML Models, and Fraud monitoring systems to ensure continuous compliance with the BSA/AML laws and regulations. 

Bryan is a founding board member and Treasurer of the Association of Certified Anti-Money Laundering Specialist (ACAMS) Southern California Chapter since 2009 and a BSA Compliance Specialists with the Credit Union National Association. He has participated in the Homeland Security Investigations (HSI) Citizens Academy, accomplished all Peace Officer Standards Training (POST) requirements, and certificated as a level 1 Police Reserve Officer at the Rio Hondo College Regional Training Center.

Email: [email protected]

Star Del Castillo serves as the Director of Compliance at Exactuals LLC. She is a Certified Anti-Money Laundering Specialist (“CAMS”) and Project Management Professional (“PMP”). Star has worked for major financial institutions since 2006 specializing in areas of Compliance, Anti-Money Laundering, Risk Management, Operations, and Training while immersed in roles ranging from Banker, Bank Manager, Auditor, Global Trainer, Senior Financial Intelligence Analyst, AML Manager, and Compliance Program Manager. Star specializes in remediating international program deficiencies to comply with regulatory requirements.

Star received her bachelor’s degree in 2012 in ‘Psychology and Sociology’ and her MBA in ‘Industrial and Organizational Psychology’ in 2015. Star joined the Board of the Association of Certified Anti-Money Laundering Specialists (“ACAMS”) Southern California Chapter in 2018 as Communications Director.

Email: [email protected] 

Nancy Schicker is a highly experienced financial crimes compliance executive with three decades in financial services, including 20 years dedicated to enhancing the detection, prevention, and reporting of financial crimes. She has served as the accountable BSA/AML and OFAC Officer for two large, foreign-owned banks, one domestic bank, and a fintech company, leading enterprise-wide compliance strategies and regulatory remediation efforts.

As the Global Financial Crimes Compliance Director for Remitly, a money transmitter operating in over 170 countries, Nancy is responsible for driving the global strategic direction of financial crimes compliance. Her purview includes overseeing the financial intelligence unit, sanctions operations, anti-corruption, and KYC.

Recognized as an expert in financial crimes risk management, Nancy has led BSA/AML, fraud prevention, privacy, sanctions, and anti-bribery and corruption (ABAC) programs. She has successfully managed large, multi-functional teams, overseeing concurrent consultant engagements and regulatory remediation activities to strengthen compliance programs and align with federal regulatory expectations.

Nancy specializes in strategically rebuilding compliance programs. Her expertise ranges from developing enterprise risk frameworks, policies, and internal controls to designing and implementing KYC standards, data lineage documentation, control testing, quality assurance models, and comprehensive risk assessments. She excels at bridging high-level strategic oversight with hands-on tactical execution, ensuring compliance programs are not only robust but also scalable and efficient.

Nancy holds an MBA in Marketing from San Francisco State University and a BBA from Texas A&M University. She is a Certified Risk Compliance Manager (CRCM), Certified Anti-Money Laundering Specialist (CAMS), Certified Financial Crimes Investigator (CFCI), and a retired Certified Information Privacy Professional.

An active industry leader, Nancy serves as the Membership Director for the ACAMS Southern California Chapter and is a sought-after speaker. Her speaking engagements cover financial crime risk management, regulatory trends, elder financial crimes prevention, and compliance best practices. She is also a dedicated volunteer and supporter for the YMCA and local youth and adult services, including conducting workshops for older adults on how to protect themselves from scams.

Nancy Nip Rouguine is the President and CEO of Team Adhoc. With over 20 years of experience in accounting, finance and governance, risk and compliance and over 10 years in the business development and client services industry, Nancy serves financial institution clients in their BSA/AML, OFAC and general regulatory needs by leveraging her extensive network of professionals, which she has painstakingly built over decades.

Having worked on the west coast for recognizable AML firms, such as IPSA International, Nancy has assembled a group of the nation’s top BSA/AML subject matter experts to run Adhoc’s AML Practice and offers clients a unique and hands-on experience unparalleled by competitor firms. Nancy formed Adhoc’s AML Practice to fill a void in the industry resulting from an influx of firms with no current BSA/AML field experience which supply resources doing more harm than good in the ever complex and evolving regulatory compliance industry.

Nancy holds a Bachelor of Science in Finance from University of South California’s prestigious Marshall School of Business and is a Board Member of the USC Asian Pacific Alumni Association. She is also involved in several charitable organization which support autistic children and poverty alleviation efforts.

Email: [email protected]

Edward Gerovian is the Senior Vice President and Head of the Financial Intelligence Unit (FIU) at Bank of Hope, the largest Korean American bank in the United States, headquartered in Los Angeles, CA. He leads the Bank’s enterprise-wide FIU operations for a $20 billion institution with 74 branches nationwide, overseeing complex financial crime risk management, investigations, and compliance governance.

Edward has 25 years of experience in financial management roles within various Risk, Compliance, BSA and Fraud departments in Banking.  Prior to joining Bank of Hope, he served as Deputy BSA Officer at California United Bank (now Banc of California).  His earlier roles include leadership positions at OneWest Bank (now CIT), BNY Mellon, and Countrywide, where he developed deep expertise in AML operations, regulatory enforcement readiness, and financial crime risk mitigation.

Edward holds an MBA in Finance from the University of La Verne (2002) and maintains multiple professional credentials, including Certified Anti-Money Laundering Specialist (CAMS) and Certified Financial Crimes Investigator (CFCI).

He is an active contributor to the Anti-Financial Crime community, serving on the El Camino Real HIFCA Coalition (HSI Consortium), PwC AML Investigations Roundtable and the Content Development and Validation Consortium for ACAMS’ Certified Transaction Monitoring Associate (CTMA) certification. Edward has also spoken at CCBN, IAFCI, and ACAMS Southern California Chapter events, sharing insights on AML framework modernization, fraud trends, and FIU best practices.

Alissa Mojica has 18 years of credit union compliance and risk management experience, primarily with a Bank Secrecy Act (BSA) / Anti-Money Laundering (AML), Sanctions compliance and Fraud focus. She is the Manager of the Fraud Systems & Analytics and Fraud Detection departments for SchoolsFirst Federal Credit Union headquartered in Tustin, CA. As the largest credit union in California, SchoolsFirst serves school employee members and their families. In her current role, she creates strategies to leverage data and enhance systems and processes to ensure optimal fraud detection. From 2013 - 2022, Alissa was the BSA Officer for SchoolsFirst. As the BSA Officer, she created automation for CTR reporting, implemented a new AML solution, enhanced ongoing training, and oversaw internal investigations.

Prior to joining SchoolsFirst, Alissa served as the Compliance and BSA Officer for Altura Credit Union in Riverside, CA. During her tenure, she created and established effective CIP, AML, and OFAC programs that incorporated in-person staff training and enhanced due diligence. Alissa also managed the implementation of two separate AML software solutions and was instrumental in reducing the credit union’s BSA / OFAC risk exposure as well as increasing department efficiency related to report filing and recordkeeping requirements.

Alissa has extensive experience in building BSA/AML programs, creating risk assessments, writing policies, and training staff. She is well-versed in implementing new technologies, conducting data validations, and implementing parameters and models that are effective in detecting fraud and financial crime.

Alissa is a member of the executive planning committee for the West Coast Anti-Money Laundering Forum.  She is a Certified Anti-Money Laundering Specialist with a bachelor’s degree from the University of California, Santa Barbara.

Patricia “Patty” Rodriguez is the Enterprise Risk and Compliance Manager for Northgate Gonzalez Markets and Prospera Gonzalez LLC. She has been with the Northgate Family for over 16 years working various positions including Loss Prevention, Check Cashing & Collections and currently in their Enterprise Risk Department.

During her time as a Loss Prevention Supervisor and as the Check Cashing & Collections Manager she helped develop Policies & Procedures and risk management documentation. Currently as the Enterprise Risk Manager Patty works closely with the Compliance Officer to identify and manage any risk that could potentially create a loss as well as manage the BSA/AML Compliance Program.

Patty graduated the Los Angeles County Sheriff’s Department Reserve Officer Academy in 2006 and has been an active Reserve Deputy Sheriff since.

Rami serves as Compliance Manager and BSA Officer at the Los Angeles Police Federal Credit Union, where he has led the institution’s regulatory compliance and BSA program since 2019. In this role, he oversees company-wide compliance initiatives, including policy development and regulatory risk assessments, and has led successful BSA software conversions.

Before assuming his current position, Rami was the Bank Secrecy Act Compliance Officer from 2013 to 2019. During this tenure, he developed extensive operational expertise across multiple BSA functions, including sanctions screening, case management, enhanced due diligence, fraud mitigation, and regulatory examinations.

Rami is a credentialed compliance professional, holding multiple industry certifications, including CAMS. He is dedicated to continuous professional development and remains current with evolving regulatory expectations and emerging financial crime risks.
Rami has been an active member of Socal ACAMS since 2013 and has greatly valued the chapter’s contributions to professional development and collaboration within the AML community. He is honored to join the board of directors and looks forward to advancing the chapter’s continued growth and impact.

Mr. Orlando has worked in the anti-financial crimes industry since 1994. He possesses extensive leadership experience in AML, law enforcement and fraud investigations. He has successfully combined 27 years of federal law enforcement experience with AML/BSA Compliance and fraud operations by defining strategies, building teams and forming partnerships to combat threats, deter financial crimes and mitigate fraud risks. 

During his tenure with KPMG’s Financial Crimes and Analytics practice, he also provided consulting services to various financial institutions, including banks, MSBs, and casinos, as they worked to strengthen their BSA/AML and fraud programs.

Throughout his career, he has led high performing teams of AML/BSA analysts, intelligence analysts and fraud investigators. Mr. Orlando also has deep expertise in domestic and international operations, human capital management, transaction monitoring and highly specialized investigative units. Mr. Orlando is adept at leveraging both his law enforcement and consulting experiences to identify new and emerging risks and to provide and implement recommendations.

He is currently employed as the Director of Fraud Operations for East West Bank. He serves the ACAMS Southern California Chapter as a Law Enforcement Liaison.  He has also served as the Membership Director for the ACAMS San Diego Baja Chapter, and he continues to serve as Chairman of the Board for the West Coast AML Forum.

Mr. Luk, a Certified Anti-Money Laundering Specialist (CAMS) and Certified Regulatory Compliance Manager (CRCM), is a Senior Manager with Moss Adams LLP. Hoi is the practice leader and is responsible for project oversight and delivery of risk management services primarily in the Southern California region. His regulatory compliance, risk management, and internal audit experience spans more than 20 years with specialties in the Bank Secrecy Act (BSA)/Anti-Money Laundering (AML), residential lending, and asset quality reviews.

Prior to joining Moss Adams LLP, Hoi was a Regional Director at the world’s largest global provider dedicated to banking and payments technologies. Prior to that, Hoi was a director at a leading national business consulting, accounting, and tax firm where he was responsible for risk management consulting services. He has also served as a compliance specialist for two $3 billion institutions and also worked for two mortgage companies, performing regulatory compliance testing and support functions.

Email: [email protected]