Japan Chapter

Tomoko Oshima is Japan’s Regional Head of Financial Crime for MUFG. Tomoko has over 25 years of experience at MUFG in various senior roles across the lines of defense. More recently (since 2014) Tomoko is leading multiple teams in Financial Crimes Compliance both in the Americas and Japan to implement policy, drive process efficiency through the MUFG Centers of Excellence and engage with multiple regulators. As the Regional Head of Financial Crimes, Tomoko is responsible for the overseeing of the financial crimes -related enterprise risk management, corporate and retail compliance in Japan. Tomoko is the co-chair of the ACAMS Japan Chapter Board.

After joining KPMG AZSA LLC in 2019, Mr. Mita has specialized in advisory services on financial crimes countermeasures including AML/CFT. He has expertise in a wide range of regulatory issues such as KYC, suspicious transaction reporting and economic sanctions, as well as the implementation of various systems and the use of RegTech and data analysis.

Prior to joining KPMG, at Mizuho Financial Group, Mita oversaw the establishment of a global and group-wide controls for financial crimes such as AML/CFT for more than 10 years, developing and promoting the various countermeasures. He was also a member of the Japanese Bankers Association (JBA), where he led the industry's efforts to strengthen AML/CFT and coordinated with the authorities.

Mita has also made many contributions to the promotion and advancement of AML/CFT in Japan, including speaking at ACAMS and other various types of seminars, and supervising the translation of the CAMS guidebook with two other members from megabanks at the time of ACAMS' entry into the Japanese market and appearing on a panel discussion at the second (essentially the first) seminar afterwards.

After joining Sumitomo Mitsui Banking Corporation, he spent 8 years handling financial regulations such as Banking Act and Financial Instruments and Exchange Act. Since April 2015, he has been working on the enhancement of AML/CFT in the AML Planning Department. From October 2021 to March 2023, he was seconded to the Financial Crime Prevention Department at PayPay Bank Corporation, and as of April 2023, he has been in his current position.

Joined Compliance Promotion Department of Mizuho Bank in 2018 as a Deputy General Manager of Anti-Money Laundering Office and have overseen global financial crimes compliance functions of Mizuho Bank.  Prior to joining the Anti-Money Laundering Office, he was a Deputy General Manager of Internal Audit to oversee and establish global internal audit framework of Mizuho Bank.  He also worked for a Joint General Manager of Asia & Oceania Regional Head in Singapore after 9 years experiences of Merger & Acquisition Advisory business in Mizuho Bank. 

He holds MBA from Simon Business School, University of Rochester, and a master’s degree of Kyoto University Graduate School of Science.

Risa Ito, after joining Nomura Securities Co, Ltd. in 1999, has engaged in strengthening compliance framework in Compliance Division for 15 years, including trade surveillance and advisory on equity and debt transactions, and planning of various initiatives of compliance.

In 2018, as a founding member of Anti-Money Laundering Dept., she has been in charge of development of AML/CFT framework of Nomura.

She was appointed as Executive Director of Planning Section of Financial Crime Dept. in 2019. Since then, she has been responsible for group-wide governance, planning in-house training from AML/CFT perspective, and responding to regulatory request from authorities.

Toru Yamazaki is the Japan Head of Global Financial Crimes at Morgan Stanley MUFG Securities. He oversees the Financial Crimes program for all Morgan Stanley group companies in the Country.

He joined Morgan Stanley MUFG in 2022. Prior to joining Morgan Stanley, he worked for J.P. Morgan as the Japan Head of Financial Crimes Compliance, and at a European global financial institution where he held various leading positions including Japan Head of Anti-Money Laundering Compliance, as well as Advisory for Banking and Trade Surveillance.

He holds a BA in Law from Tokyo University, and is an Advanced CAMS Certified Anti Money Laundering Audit Specialist (CAMS-Audit).

Ms. Fujii has been responsible for planning AML programs and preventing financial crime since 2003 and has developed various AML related policies and procedures for the bank, as well as AML systems.

Prior to join the AML team, she was a manager of the Human Resources Division and the Security Department.

Joined Daiwa Bank (currently Resona Bank) in 1988. Bachelor of Sociology, Osaka University.

In 1997, he joined Nomura Research Institute (NRI), where he was in charge of the planning, development and operation of a stock ordering system for major securities companies. In 2001, he was transferred to NRI Hong Kong, where he started planning, implementation, and operating a back-office system for a major securities companies, as well as shared ERP services for major manufacturing companies across the globe. After acquiring MBA in 2008, he returned to Japan, where he set up IoT services for a major automotive company. In 2017, he launched a shared AML/CFT service for major financial institutions.

He worked for Mitsubishi UFJ Bank for 35 years in various roles. After 20 years of experience in international finance division of the bank, mainly in project finance fields, Toru was actively engaged in risk control and risk management for 15 years, especially focusing on AML/CFT compliance areas. Toru introduced KYC to all foreign units of the bank (except for the units in the US) and TMS to Asian units when he was in the key position at International Compliance Division. After that, he had been working as a Chief Auditor at Internal Audit Division of the bank, as an AML/CFT professional, particularly for AML/CFT Audits on overseas branches and subsidiaries for 8 years until he moved to Resona Bank/Resona Holdings in 2019.

Toru worked for Resona as the Adviser, reviewing and assessing the AML/CFT risks of the banks in Resona Bank Group, as well as ensuring the AML/CFT and Sanctions Compliance across the banks in the group.

After Resona, he started to work for CTBC Bank Tokyo Branch in 2022. As the Head of Compliance and AML Officer of the branch, Toru re-established and kept enhancing robust framework of AML/CFT and Sanctions Compliance throughout the branch, until he retired the bank in 2025.

Toru established AFC Research Institute in 2025 as the founder & sole proprietor, and has been providing advisories of Anti-Financial Crimes to multiple financial institutions as AFC Consultant.

He is Certified Advanced AML Audit Specialist (CAMS-Audit), Certified Global Sanctions Specialist (CGSS), Certified CAMS Instructor, Certified Internal Auditor (CIA), and Certified Fraud Examiner (CFE).

Hirofumi Suzuki joined MUTB in May 2014. He has served as SME for leading the design, development and implementation of MUTB’s global economic sanctions and anti-money laundering compliance programs. Prior to joining MUTB, he held similar roles at GE capital. At GE Capital he served as Japan AML Leader for implementation of US based financial crime compliance programs and related IT systems. He previously worked for Japanese major companies as a compliance officer in the field of general compliance and responses to authorities for 10 years. He has a Bachelor of Arts (BA) from Waseda University.

Since 2025, engaged in the establishment and enhancement of financial compliance systems at LINE Yahoo Corporation.  Previously, at LINE Pay, involved in the development and implementation of systems related to AML and CTF, as well as the planning, implementation, and operation of AML systems and eKYC systems.

In the previous role, 10 years were spent at NTT Data JETRONICS Co., Ltd. (now NTT Data Leweb Co., Ltd.), where the implementation and operation of a Watch List Filtering system for major financial institutions was the responsibility.

Mr. Goda had over 20 years’ experience in a Japanese Megabank starting at ex-Bank of Tokyo (today’s MUFG Bank) before joining a professional services firm in 2015. In the bank, he had a broad range of experiences in corporate banking including front offices responsibilities domestically in Japan and internationally in the Americas and Europe, relationship management with foreign financial institutions, planning of overseas internal audit, and planning & sales of global cash management services. Since 2009, he developed his careers in the financial crime compliance area continuously at compliance unit. Representing the bank, he joined industry activities such as Wolfsberg Group, SWIFT and ABA.

In the professional services firm, maximizing these unique experiences at the first to third lines of defence (front offices, risk management & compliance and internal audit), he is providing a variety of advisory services over compliance including AML/CFT/CPF and financial crime risk management.

Lived in Brazil, Spain and Chile, and speaks Spanish and understands Italian and Portuguese.

With ACAMS, he firstly established relations in early 2000s through industry events of Felaban and FIBA when it was headquartered in 8th Avenue (“Calle Ocho”) of Downtown Miami.

Registered as a lawyer in 2001. After working at a law firm, he became an in-house lawyer for Aflac in 2007, and a partner of Proact Law Office in 2013.  In 2022, established his own law firm.
He handles corporate risk management, contingency risk management including crisis management and support for internal investigations, and support for the development of a framework for dealing with AML/CFT and anti-social forces.

Vice-Chairman and Secretary General of the Committee on Countermeasures against Violence Against Civil Intervention of the Japan Federation of Bar Associations, between June 2020 and May 2022.

Chairman of the Special Committee on Countermeasures against Violence Against Civil Intervention of the Tokyo Bar Association since April 2022.

Publications are "Liability for Damages of Top Officials of Designated Boryokudan in Special Fraud Cases Involving Designated Boryokudan Members," Police Science Review, Vol. 74, No. 11 and 12 (Nov. 2021); "Compliance of Banks and Other Financial Institutions," Economic Law Institute (March 2020, co-author) and others.

Rie joined Guardian Japan KK in 2025 as Head of Risk and Compliance which covers AML/CFT. Prior to joining the company, she spent over thirty years working in various roles across the financial services industry (investment banking, asset management and fintech), specializing in areas of Compliance, Legal, Internal Audit, AML/CFT and Risk Management.

Rie received her Master’s Degree in Law from University of Tsukuba and her MBA in Finance & Accounting from Chiba University of Commerce. She is a CAMS-Audit, CGSS, Certified Fraud Examiner (CFE) and a Certified Internal Auditor (CIA).