ACAMS Connecticut Chapter April 2026 Virtual Event: Human Trafficking: Current Trends & Themes

Joann Kokorus is the Vice President, BSA & OFAC Officer at Liberty Bank, which was chartered in 1825, making it the oldest mutual bank in Connecticut. Liberty Bank is headquartered in Middletown, CT. She oversees the Bank Secrecy Act/Anti-Money Laundering Team. Joann is responsible for developing, implementing, administering and monitoring all aspects of bank’s BSA/AML/OFAC Compliance Program. Joann develops and maintains the Bank’s BSA/AML/OFAC policies and procedures; remains proactive in developing programs to meet the changing industry and regulatory requirements; prepares, monitors and updates the Bank’s overall Risk Assessments for BSA/AML and OFAC, as well as completes annual updates to the BSA Compliance Manual before its distribution to the Bank. Joann is also responsible for the Bank’s CIP program and requisite controls to identify exceptions. Joann is also responsible for providing reporting to the Board of Directors on the BSA/AML/OFAC Compliance Program, as well as providing annual training to the Board, and to various lines of business, including our retail branch locations.

She has been in the banking industry for over 18 years and in the BSA/AML profession for almost 16 years. Joann has held positions with other financial institutions in fields of Retail Operations, Cash Management and ACH Operations, as well as BSA/AML Compliance.

Joann is CAMS certified and has been an ACAMS member since 2014. She has been a member of the ACAMS CT Chapter Board since 2015. She holds a B.A. and an M.A. from Western Connecticut State University and an M.B.A. from Albertus Magnus College. Joann has also been a part time adjunct professor of history at Naugatuck Valley Community College in Waterbury, CT since 2007.

Silvija is a certified financial crime expert with over 20 years of international experience across the financial sector. She is the founder of RedFlag Accelerator, a global platform specialising in persona-based human trafficking and exploitation typologies. A recognised thought leader in anti-financial crime, Silvija advises international initiatives and speaks globally on identifying and disrupting human trafficking, exploitation, and complex fraud. Her work focuses on translating intelligence and typologies into practical tools for financial institutions, law enforcement, and cross-sector partners.

Clark is a global financial services leader with extensive experience in banking, insurance, anti-money laundering, KYC, sanctions and counter-fraud, complex investigations, security, and business resiliency. He served as the FBI's assistant legal attaché in the US embassy in Tokyo, and then as an executive with companies such as Goldman Sachs, EY, and IBM.